The Steps to Buying Your New Home:
- Establish a relationship with a REALTOR®
Buying a home is possibly the biggest step and largest financial investments people experience in their lives. We are trained to guide you through every step of the way in buying the right home for you and your family. The Southern California Gold Team can assist you with financing, negotiating and ensuring that the due diligence on your new home is done.
- Find out how much you can and want to spend
What you can afford in a home depends on your job history, credit rating, income, current monthly expenses, the amount you put down, the current interest rates and what you would like your monthly payment to be. There are several resources that you can use to estimate what price home you can afford, but nothing is as good as meeting with a lender.
- Decide what is important to you in a home
Though your opinions on what type of home you want may change during the home buying process, you’ll want to decide what you absolutely must have in a home and what you may be able to do without. When we meet with you, we will provide you with a worksheet that will help you accomplish this important goal.
- Home search
Your Southern California Team will perform a comprehensive search of available properties based on your needs and wants. At that point, we will view the homes with you so that you can narrow your selection.
- Make an Offer
Making an offer is the first step in getting the home you want. Your Southern California Gold Team will explain the terms of the contract to you and guide you in writing an offer. Once the offer is written, we will present the offer to the Seller and Seller’s Agent. The seller will either accept or counter your offer. You will then negotiate until you and the seller agree on all of the terms. We will guide you through this process and act as liaisons with the seller.
- Schedule Inspections
Once your offer is accepted Your Southern California Gold Team will assist you with setting up a Home Inspection, Termite Inspection and any specialty inspections that you elect to do.
- Shop for homeowners insurance
- Closing
|
